Loan Officer: A description for the loan officer job

Jobs In Medicine And Health » Managers And Officials Nec » Finance Insurance And Real Estate Managers And Officials » Loan Officer

Loan Officer: Interviews applicants, and examines, evaluates, and authorizes or recommends approval of customer applications for lines or extension of lines of credit, commercial loans, real estate loans, consumer credit loans, or credit card accounts: Interviews applicant and requests specified information for loan application. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to CREDIT ANALYST (financial industry) 160.267-022 for verification and recommendation. Corresponds with or interviews applicant or creditors to resolve questions regarding application information. Approves loan within specified limits or refers loan to loan committee for approval. Ensures loan agreements are complete and accurate according to policy. May also confer with UNDERWRITER, MORTGAGE LOAN (financial industry) 186.267-026 to aid in resolving mortgage application problems. May also supervise loan personnel. May also analyze potential loan markets to develop prospects for loans. May also solicit and negotiate conventional or government secured loans on commission basis and be known as Mortgage Loan Originator (financial industry). May also specialize by type of lending activity and be known as Commercial Account Officer (financial industry), International Banking Officer (financial industry), Mortgage-Loan Officer (financial industry) (insurance industry).

Job industry: financial industry insurance industry

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